Do dealers have to offer a warranty on a motorcycle? A motorcycle dealer does not have to offer a used motorcycle warranty in the Uk as it’s not a legal requirement. But you do still have rights under the consumer rights act.
However most used motorcycle dealers will offer a warranty on bike older that 3 years, with typically cover periods ranging between one and twelve months. These warranties usually cover mechanical moving parts and electric, but exclude ware and tear items such as clutches and brakes.
If a used motorcycle you are buying doesn’t come with a warranty you may be able to purchase an aftermarket warranty to cover your needs. But there are a number of factors to consider and we have covered most of the commonly asked questions bellow.
What is a motorcycle warranty?
A warranty is a legally binding commitment forming part of the sales contract which assures the buyer that the product is free from defects. A warranty often provides for a specific remedy such as repair or replacement in the event the motorcycle fails to meet the warranty. In business and legal transactions, a warranty is an assurance by one party to the other party that certain facts or conditions are true or will happen.
The party who purchases the product is permitted to rely on the warranty and seek legal remedy if the warranty is breached. In the case of a motorcycle sale the seller usually includes a warranty covering the condition and roadworthiness of the vehicle, and will cover the costs of repair if a car becomes faulty.
A car warranty usually covers the cost of parts and labour over an agreed timeframe if your motorcycles needs repairing due to mechanical or electrical failure.
Do I need an extended warranty if I’m planning to keep a motorcycle for a time?
If you’re one of those people that changes their motorcycle every three years or so and don’t ride that often, then you probably do not need to purchase an extended warranty.
If you’re leasing a motorcycle for 36 months or less you definitely won’t need an extended warranty. Almost every manufacturer’s warranties will cover any major mechanical breakdowns for three years and buying an extended warranty past that point is usually a waste of money.
But if you’re one of those people that puts a lot of miles on a bike quickly or rides a motorcycle until it falls apart. You may want to consider purchasing one for the added coverage and breakdown cover.
When should I buy a motorcycle warranty?
You can wait until your factory warranty has expired and shop around for aftermarket cover at that point. But if you are intending on taking extended manufactures cover you should negotiate the warranty before you exciting cover expires. As the longer you wait, the more expensive it will typically.
Can I buy a motorcycle warranty if my factory warranty is expired?
In most cases you can. Many people don’t realise their motorcycle may still be eligible for extended coverage after their manufacturer’s warranty has expired. Eligibility will depend on the mileage and you should keep in mind that the more miles you cover the more expensive the warranty will become.
Do I have to buy an extended motorcycle warranty from the dealership?
The short answer is no you don’t. Many dealers and their sales staff will try and convince you that you must buy a warranty at the same time as buying a motorcycle. But you can purchase coverage from any company you choose at anytime you want.
But extended coverage is not for everyone and policies differ in price and coverage. So you will need to decide if a car warranty is for you. This often depends on the age, mileage and type of the motorcycle in question.
How to compare a motorcycle warranty
You can compare available warranties by looking at different providers and analysing what they offer. Look at how much they charge for different levels of service to see which one is offering the cover that suits you best. You can also find various companies offering a comparison service online.
How long does a motorcycle warranty last?
Warranty term lengths vary on new motorcycle but a typical example would be one and five years
Used motorcycle warranties are normally offered in one month, three month, six month and 12 month increments – with varying mileage options.
Where can I get a car warranty?
If the motorcycle you are buying is brand new, it will almost certainly come with a free warranty thrown in from the manufacturer. Often these last for between one and five years – or up to a given mileage limit – and come with the option to extend when it runs out.
At this point it’s important to shop around to make sure you’re getting the best deal – more on this below.
If you are buying a nearly new motorcycle, it might still fall under the original manufacturer’s warranty. This is linked to the motorcycle itself and will be transferred over to your name as the new registered owner.
Can I get a warranty for a used motorcycle?
Major motorcycle dealerships generally offer their own ‘approved used car’ warranties – often for a period of up to 12 months, with various mileage clauses.
It’s with noting that in most cases, unlike a new motorcycle manufacturer’s warranty, you will need to have the car serviced at the dealership/franchise you bought the used motorcycle warranty from for it to remain valid.
Can I buy my own motorcycle warranty?
Yes it’s possible to buy a motorcycle warranty yourself from a range of independent warranty providers. These are often referred to as aftermarket warranties.
These are great if you have a motorcycle you already own and your existing warranty is about to expire. You may also find you can get a better deal from an independent warranty provider rather than by extending with your current manufacturer or dealership warranty.
Terms and conditions of aftermarket warranties can vary significantly as do dealership/franchise offerings. So its’s always worth to the cap on the cost of repairs, the types of repairs that are covered as well as checking the duration. Many will have their own specific claims procedure, which could involve paying upfront and recouping the cost from the provider.
So always be sure to shop around and check the small print of each warranty before making your choice.
How much does a motorcycle warranty cost?
The cost of a motorcycle warranty depends on a range of factors, ranging from the type motorcycle, to its value, age, mileage and of course the level of cover required. Warranty costs can be kept down by opting for a more basic cover or a shorter warranty period.
But ultimately you will get what you pay for and buying the cheapest warranty isn’t always the best option
What’s usually covered by a motorcycle warranty?
Motorcycle warranties generally cover everything apart from ware and tear. So typically the large ticket items such as the engine, transmission, fuel systems, cooling systems, steering, suspension, and electrics.
But covered varies massively between policies. So be sure to check the small print.
What’s usually not covered by a motorcycle warranty?
Wear and tear items and repairs will not be covered by most warranties, think brake discs and pads, cosmetic repairs, replaceable parts such as batteries, exhausts, worn out clutches, bulbs, tyres and damage caused by frost, blockages, contamination or sludge. Accidental damage and vandalism would also not fall under the warranty in most cases.
Do I need a full service history to get a motorcycle warranty?
In most cases you will require a FSH but not all insurers require this so check. You may also need to provide proof of MOT if you claim.
Could my motorcycle warranty claim be rejected?
Not every warranty claim will be successful and warranties can be void for a number of reasons. The most common being:
- Continual use of the motorcycle when a warning light has appeared on the dashboard
- Fill up with the wrong fuel or fluids
- Continual use of the motorcycle whit noticeable or obvious fault
- Modifying, or fitting non-standard or non original manufacturer approved parts
- Failing to follow the warranty claim procedure correctly
- Fail to have your motorcycle serviced at the intervals agreed in the terms and conditions of the policy
- Having the motorcycle serviced by a third party or unapproved garage or service centre
Can I get my motorcycle repaired at any garage?
Not always, some warranties only cover repairs at authorised garages. So it’s important that you read the terms and conditions to avoid voiding your warranty.
There are lots of options available when looking for a used motorcycle warranty and there is cover available to suit almost every requirement. But not every situation or motorcycle will require a warranty, you need to carefully consider both the potential costs of repairs and the likelihood of the motorcycle going wrong, before taking out cover.
Want to learn more? We written other article including How much can you make flipping motorcycles, Investing in classic motorcycles and Flipping motorcycles: The pros and cons with tips.